Legal & Fair Housing Disclosures
New Jersey Real Estate Licensing, Fair Housing & Compliance
Equal Housing Opportunity
We are pledged to the letter and spirit of U.S. and New Jersey policy for the achievement of equal housing opportunity throughout the Nation.
1. Fair Housing Act Compliance
Carole S. Kubis, REALTOR® strictly complies with the Federal Fair Housing Act and the New Jersey Law Against Discrimination (LAD). We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, gender identity, marital status, ancestry, source of lawful income, or any other protected characteristic.
2. New Jersey Real Estate Licensing Information
Carole S. Kubis is a licensed Associate Real Estate Broker operating under the regulations and supervision of the New Jersey Real Estate Commission (NJREC), Department of Banking and Insurance (DOBI). License Reference: #0894215.
3. Consumer Information Statement (CIS)
In New Jersey, real estate licensees are required to disclose their business relationships to buyers and sellers upon first substantive contact. Real estate agents may act as a Seller's Agent, Buyer's Agent, Disclosed Dual Agent, or Transaction Broker. Full statutory copies of the New Jersey Consumer Information Statement are provided to clients prior to formal contract negotiations.
4. Standardized Operating Procedures (SOP)
Pursuant to New Jersey Real Estate Commission guidelines: (1) Prospective clients are not required to show prospective identification prior to entering into a business relationship (though identification may be required for specific security protocols during showing appointments at seller request); (2) An exclusive broker agreement is not required to work with a buyer agent for initial property showings; (3) A pre-approval for a mortgage loan is not mandatory to view open houses, but is highly recommended and may be required by individual sellers for private private showings.
